Last updated: February 10, 2026 · Effective immediately upon access
These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and SynSave (“Company,” “we,” “us,” or “our”) governing your access to and use of the SynSave web application, mobile application, and all associated services, features, and content (collectively, the “Service”).
By creating an account, accessing, or using the Service in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree to these Terms, you must discontinue use of the Service immediately.
We reserve the right to amend these Terms at any time at our sole discretion. Continued use of the Service following the posting of revised Terms constitutes your acceptance of such modifications. It is your responsibility to review these Terms periodically for changes.
SynSave is a personal finance management platform that provides financial projection modeling, cashflow analysis, debt payoff planning, expense tracking, receipt scanning, AI-powered financial insights, and related tools. The Service is available via web browser and native mobile applications for iOS and Android.
The Service is designed as a financial planning and organizational tool. It does not provide banking services, investment advisory services, tax preparation, or credit services of any kind. SynSave is not a registered investment advisor, broker-dealer, tax advisor, or financial planner.
To access the Service, you must create an account by providing a valid email address and password, or by authenticating through a supported third-party provider (Google Sign-In). You represent and warrant that all information provided during registration is accurate, current, and complete.
The Service may be offered under various subscription tiers, including free and paid plans. Paid subscriptions are billed in advance on a recurring basis (monthly or annually) through our payment processor, Stripe. By subscribing, you authorize us to charge your designated payment method at the applicable rate.
A “Lifetime License” (also referred to as a “Lifetime Deal” or “LTD”) grants the purchaser a non-exclusive, non-transferable, revocable license to access the Service for the duration of the Service's operational existence, subject to the terms and conditions set forth herein. For the avoidance of doubt:
Important Notice Regarding Service Continuity
The Company expressly reserves the right, at its sole and absolute discretion, to discontinue, suspend, wind down, or permanently cease operation of the Service, in whole or in part, at any time and for any reason, including but not limited to: commercial non-viability, strategic business decisions, regulatory changes, force majeure events, acquisition, dissolution, or any other circumstance the Company deems appropriate.
In the event of such discontinuation, the Company shall make commercially reasonable efforts to provide no fewer than thirty (30) days' prior written notice to active users via the email address associated with their account. However, where circumstances beyond the Company's reasonable control necessitate immediate cessation, such notice period may be shortened or waived entirely.
No Refunds Upon Service Discontinuation
By purchasing a subscription or Lifetime License, you expressly acknowledge and agree that:
For recurring subscriptions (non-Lifetime), you may cancel at any time through your account settings or by contacting support. Upon cancellation, your access will continue through the end of the current billing period. No prorated refunds shall be issued for partial billing periods.
We reserve the right to change subscription pricing at any time. Existing subscribers will receive no fewer than thirty (30) days' notice before any price increase takes effect. Your continued use of the Service after the effective date constitutes acceptance of the revised pricing. Lifetime License holders are not subject to subsequent subscription charges unless they voluntarily elect a different plan.
All rights, title, and interest in and to the Service, including but not limited to its software, algorithms, user interface designs, graphics, trademarks, service marks, and proprietary content, are and shall remain the exclusive property of the Company and its licensors. These Terms do not convey to you any ownership rights in the Service.
You retain ownership of any data you enter into the Service (financial data, receipt images, etc.). By using the Service, you grant us a limited, non-exclusive, worldwide license to process, store, and display your data solely for the purpose of providing and improving the Service.
You agree that you shall not:
Violation of these acceptable use provisions may result in immediate account suspension or termination, without refund, at our sole discretion.
Critical Disclaimer — Please Read Carefully
The Service includes AI-powered features that generate financial projections, cashflow analyses, debt payoff timelines, spending categorizations, and advisory insights. These outputs are produced by automated systems and artificial intelligence models, and are provided strictly for informational and educational purposes only.
The Company expressly disclaims any and all liability for decisions made or actions taken by you in reliance on AI-generated content provided through the Service.
Please read this section carefully as it limits the Company's liability to you.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, OR ASSIGNS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH:
IN NO EVENT SHALL THE COMPANY'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE EXCEED THE GREATER OF: (A) THE AMOUNTS YOU HAVE PAID TO THE COMPANY IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED UNITED STATES DOLLARS (US $100.00).
THE FOREGOING LIMITATIONS SHALL APPLY REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, AND EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.
Without limiting the foregoing, we do not warrant that: (a) the Service will be uninterrupted, error-free, or free of harmful components; (b) the Service will meet your specific requirements; (c) the results obtained from use of the Service will be accurate or reliable; or (d) any errors in the Service will be corrected.
You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with: (a) your use of or access to the Service; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any content or data you submit to the Service.
We may suspend or terminate your access to the Service at any time, with or without cause, and with or without notice, at our sole discretion. Grounds for termination include, but are not limited to, violation of these Terms, suspected fraudulent activity, extended inactivity, or any conduct that we determine, in our sole judgment, to be harmful to the Service, other users, or the Company.
Upon termination: (a) your license to use the Service immediately ceases; (b) we may delete your account and all associated data within thirty (30) days; and (c) no refund or credit shall be issued for any unused subscription period or Lifetime License.
You may terminate your account at any time by using the account deletion feature within the Service or by contacting support. Account termination does not relieve you of any obligations incurred prior to termination.
The Company shall not be liable for any failure or delay in performing its obligations under these Terms to the extent such failure or delay results from circumstances beyond its reasonable control, including but not limited to: acts of God, natural disasters, pandemics, epidemics, war, terrorism, civil unrest, government actions, sanctions, embargoes, labor disputes, power failures, internet outages, cyberattacks, failures of third-party service providers, or any other event of force majeure.
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in English.
You agree that any arbitration shall be conducted on an individual basis and not as a class, consolidated, or representative action. You expressly waive any right to participate in a class action lawsuit or class-wide arbitration against the Company.
Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights.
If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, shall be severed from these Terms. The remaining provisions shall continue in full force and effect.
These Terms, together with our Privacy Policy and any supplemental terms or policies referenced herein, constitute the entire agreement between you and the Company with respect to the subject matter hereof and supersede all prior or contemporaneous communications, representations, and agreements, whether oral or written.
No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision. The Company's failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision.
You may not assign or transfer your rights or obligations under these Terms without the prior written consent of the Company. The Company may freely assign its rights and obligations under these Terms to any third party, including in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of its assets, without notice to or consent from you.
For questions or concerns regarding these Terms of Service, please contact:
SynSave — Legal
Email: legal@synsave.com
By using SynSave, you acknowledge that you have read these Terms of Service in their entirety, that you understand their contents and legal implications, and that you agree to be bound by all provisions contained herein. These Terms were last revised on February 10, 2026, and supersede all prior versions. The headings used in these Terms are for convenience of reference only and shall not affect the interpretation of any provision. All monetary references are in United States Dollars (USD) unless otherwise specified. In the event of any conflict between the English language version of these Terms and any translation thereof, the English version shall prevail.